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Approximate Payments*

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*This estimation is NOT an offer and is for comparison purposes only. Your actual offer and payments will depend on many different factors and will be communicated to you during the processing of your application.

Why Finjoy

No Fees

Transparent products

No hidden fees. Everything is clear upfront

Fast and Friendly

Fast and friendly service

You can get your funds as soon as tomorrow

Improve Credit

Improve your credit profile

On time monthly payments can improve credit profile

Returning Clients

Returning clients get better rates

We value and reward our best clients

How It Works

Apply in Minutes

1. Check your rate

Find the rate you qualify for in 2 minutes with no commitment.

No Interest

2. Complete your application

When you’re ready, complete your online application. You will hear back from us within 1 business day.

Personal Loan

3. Get your money

Sign the documents and the funds are deposited directly to your account.

Knowledge & Resources

Calculators

Savings Calculators

Check how much you can be saving with improved credit

Financial Education

Financial
Education

Articles to improve your knowledge on finances

e-book

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e-book

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Get rewarded with our Excel Program

Rewards

Returning clients can save up to 10% in interest rates on their next loan

Interest Payment Savings

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Refer and Earn

Get $50 for each friend you refer

It’s that simple! For every person you refer that gets a loan with us, you get $50 directly deposited to your bank account.