Find a loan plan that works for you
My Credit Score
Loan Amount
Period
Payments
Approximate Payments*
Find your loan options without affecting your credit score
*This estimation is NOT an offer and is for comparison purposes only. Your actual offer and payments will depend on many different factors and will be communicated to you during the processing of your application.
Why Finjoy
Transparent products
No hidden fees. Everything is clear upfront
Fast and friendly service
You can get your funds as soon as tomorrow
Improve your credit profile
On time monthly payments can improve credit profile
Returning clients get better rates
We value and reward our best clients
How It Works
1. Check your rate
Find the rate you qualify for in 2 minutes with no commitment.
2. Complete your application
When you’re ready, complete your online application. You will hear back from us within 1 business day.
3. Get your money
Sign the documents and the funds are deposited directly to your account.
Knowledge & Resources
Savings Calculators
Check how much you can be saving with improved credit
Financial
Education
Articles to improve your knowledge on finances
Credit
e-book
Download our free e-book and learn all about credit score
Get rewarded with our Excel Program
Returning clients can save up to 10% in interest rates on their next loan
Interest Payment Savings
Refer and Earn
Get $50 for each friend you refer
It’s that simple! For every person you refer that gets a loan with us, you get $50 directly deposited to your bank account.