Slide Affordable loans so you can make more possible Get funded in as little as 1 day* FIND YOUR LOAN OPTIONS *Can vary according to credit approval and supporting documents.

Find a loan plan that works for you


Estimate your payments

My Credit Score
Loan Amount
Approximate Payments*

Find your loan options without affecting your credit score

*This estimation is NOT an offer and is for comparison purposes only. Your actual offer and payments will depend on many different factors and will be communicated to you during the processing of your application.

Why Finjoy

No Fees

Transparent products

No hidden fees. Everything is clear upfront

Fast and Friendly

Fast and friendly service

You can get your funds as soon as tomorrow

Improve Credit

Improve your credit profile

On time monthly payments can improve credit profile

Returning Clients

Returning clients get better rates

We value and reward our best clients

How It Works

Check Your Rate

1. Check your rate

Find the rate you qualify for in 2 minutes with no commitment.


2. Complete your application

When you’re ready, complete your online application. You will hear back from us within 1 business day.

Receive Funds

3. Get your money

Sign the documents and the funds are deposited directly to your account.

Get rewarded with our Excel Program


Returning clients can save up to 10% in interest rates on their next loan

Interest Payment Savings

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Gold Client0%
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Knowledge & Resources


Savings Calculators

Check how much you can be saving with improved credit

Financial Education

Financial Education

Articles to improve your knowledge on finances


Our Blog

Tips and news to keep you up-to-date

Refer and Earn

Get $50 for each friend you refer

It’s that simple! For every person you refer that gets a loan with us, you get $50 directly deposited to your bank account.